So you bought a new car and saw that commercial about Liberty Mutual having something called a “New Car Replacement” program where they will replace the full value of your car? It sounds like they will replace it at anytime…well they won’t. Marketing at its best IMO.
Your policy deductible still applies, and coverage is for cars that are less than a year old, weren’t previously owned, and have less than 15,000 miles on them. Leased cars and motorcycles are excluded. New car replacement coverage is not available in North Carolina and Wyoming.
Always read between the lines and make sure you are always aware of all the details.